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Costco Cash Card: What Is It + How Do You Use It?

Costco Cash Card: What Is It + How Do You Use It? (2022)

Costco Wholesale Corporation




NASDAQ-100 Component

S&P 100 Component

S&P 500 Component
Price Club
Founded July 12, 1976

; 45 years ago




(as Price Club)

San Diego, California

, U.S.

September 15, 1983

; 38 years ago




(as Costco)

Seattle, Washington

, U.S.
James Sinegal

Jeffrey Brotman

Sol Price

Robert Price


Number of locations


Area served








New Zealand

South Korea



United Kingdom

United States
Key people

Hamilton E. James


W. Craig Jelinek

(President and CEO)
Brands Kirkland Signature

Cash & Carry

Warehouse club

Filling stations
Revenue Increase

US$166.76 billion


US$6.023 billion


US$4.002 billion



Total assets

US$45.40 billion



Total equity

US$15.24 billion


Members Increase
105.5 million


Number of employees






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Costco has a reputation for discounting bulk orders, which makes them one of largest retailers. Exclusively available for purchase by Costco Members, the Costco offers Costco Cash Cards to offer shoppers a new way to pay.

  • But what exactly is a Costco Cash Card, and how does it work? After doing extensive research, here’s my take on the Costco Cash Card.
  • Costco Cash Card: What Is It + How Do You Use It? (2022)

    What is a Costco Cash Card in 2022?

    Costco Cash Card is also called a Costco Shop Card. Costco members can load more money at anytime. The Costco Cash Card is available in denominations of $25-$2000 and is available for use by both members and non-members in Costco.

  • Continue reading to learn how you can get a Costco cash card.
  • How Do I Use My Costco Cash Card?

    Costco Cash cards are available in denominations ranging from $25 up to 2000, depending upon the amount. Costco Cash Cards have a daily limit of $10,000.

    Costco Cash Cards can be used in-store or online in any Costco store in America, Canada and Puerto Rico once you’ve received your card.

    If you’re not a Costco member, however, an additional 5% charge will be applied to any items bought online with the Costco Cash Card.

  • Costco Cash Card are available in Costco shops and can be recharged whenever you need them.
  • Costco Cash Card: What Is It + How Do You Use It? (2022)

    How do I buy a Costco Cash card?

    If you’re a Costco member, you can buy a Costco Cash Card in any Costco location or online.

    You can order a Costco cash card online and it will be sent to your address (Costco cannot provide digital Cash cards at the moment).

    Costco members have the privilege of purchasing or refilling Costco Cash Cards.

    Costco members are required to be accompanied by a friend in order to purchase Costco Cash Cards and refill them.

    You can use the Costco Cash Card without Costco Membership.

    Costco prohibits non-members from buying and reloading Costco’s Cash Cards. However non-members are allowed to use the Cash Cards in store.

    The terms and conditions of the Costco Cash Card states that both members and non-members are eligible to use the Costco Cash Card.

    Therefore, a Costco Cash Card can be a nifty trick for those not wanting to spend $60 a year on membership but wanting to shop at Costco.

    Costco Cash Card: What Is It + How Do You Use It? (2022)

    How Do I Check My Costco Cash Card Balance?

    There are many ways to check your Costco Cash Card’s balance. On the back of the Costco Cash Card, there is a toll-free number you can call to inquire about your balance.

    To find your Costco cash card balance, simply follow these steps over the phone

    Logging into Costco.com, and providing your Costco Cash Card Information, you can view your Costco.com balance. This site allows you to see the balance.

    You can check your balance at Costco using your Costco card.

    For your balance information, you may also swipe the card through a kiosk card reader located in Costco stores.

    How Do I Reload My Costco Cash Card?

    Costco Cash Cards can currently only be reloaded by Costco employees in-store. Costco staff can help you refill your Costco-Cash Card.

    Costco Cash Card: What Is It + How Do You Use It? (2022)

    Where can I use my Costco cash card?

    Costco cash cards can be used to make a variety of purchases.

    These can be used to purchase Costco merchandise and goods, as well as the Costco membership fees.

    Are Costco Cash Cards available to anyone else?

    Research has shown that you can also use a Costco Cash Card from someone else, provided it’s not linked to your Costco Card. Costco Cash Card functions like a gift-card, and so can non-members.

    This contrasts with Costco’s normal policy where only Costco Card members are allowed to use Costco Card.

    Be warned if using someone else’s Costco Cash Card to gain access to Costco, as Costco keeps track of members who abuse their membership, and it can have repercussions.

    Costco Cash Card: What Is It + How Do You Use It? (2022)

    Can I Return My Costco Cash Card?

    Costco Cash Cards can’t be returned to Costco as per their policy.

    Online research suggests that Costco Cash cards can be cashed at the discretion of individual Costco Stores.

    California and Washington, for example, require that Costco Cash Cards be used to redeem cash.

    Costcos are willing to give you money for your Costco Card, if it has a balance of less than $10.

    Where Can I Buy A Costco Cash Card?

    Costco Cash Cards are available for purchase in Costco stores by Costco members. Costco Cash Cards can also be purchased online through the Costco website.

    Costco Cash Cards can only be purchased by members. They may however be sold at other online retailers, such as eBay.

    You can read our posts to learn more about where you can buy Costco gift card cards other than Costco. We also discuss whether Costco will scan your ID and allow you to shop at Costco without a membership card.

  • Conclusion
  • Costco cash card can be used for online or in-store purchases. This card is both available to Costco members as well as non-members.

    The Costco Cash Card can be an excellent trick for non-members to be able to shop in Costco. Costco Cash Card does not expire, which means it is worthless and can be used for every trip to Costco.

    How can I use my Costco Cash Card

    Costco’s gas stations also accept cash cards. To get into a warehouse, simply flash one of the gift cards to the person at the door. Then pay for your purchase with the card. Mar 19, 2021

    How do I get Cash from A Costco Cash Card

    You can redeem cash from the card if the available amount on the card is under $10.00 in any state. Payouts of more than $10.00 may be restricted by state and/or local laws. This information may sound vague but your best bet is to go to your local Costco and ask them.

    Can I Shop At Costco With A Cash Card?

    Costco Shop Card – Non-Members Can Use the Costco Shop Card. Costco also sells a cash card which is a fancy name for gift cards. They call it the Costco Shop Card. Costco Shop Card (Gift Card) Can Be Used by Non-Members Costco also has a cash card, which they call the “Costco Shop Card”. Any nonmember can present the card at the entrance to use it for a purchase.

    How can I use my Costco Card to Pay Gas?

    Costco customers can purchase gasoline by either using their Costco card, or paying with a Costco gift voucher. May 9, 2016

    .Costco Cash Card: What Is It + How Do You Use It? (2022)

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